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	<title>Tiranga Times</title>
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	<lastBuildDate>Mon, 14 May 2012 06:40:26 +0000</lastBuildDate>
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		<title>Benefits of meditation</title>
		<link>http://www.tirangatimes.com/benefits-of-meditation/</link>
		<comments>http://www.tirangatimes.com/benefits-of-meditation/#comments</comments>
		<pubDate>Mon, 14 May 2012 06:39:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>

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		<description><![CDATA[If you have every looked at the sky and wondered about its vastness or sat on the banks of a river conscious of its flow and felt a stillness come over you, it means that you have meditated. Meditation is &#8230; <a href="http://www.tirangatimes.com/benefits-of-meditation/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>If you have every looked at the sky and wondered about its vastness or sat on the banks of a river conscious of its flow and felt a stillness come over you, it means that you have meditated. Meditation is the practice of embracing good moods, emotions and current of your being. There are many types of techniques that you can choose to indulge in. You can compare the techniques and ask questions. See which one fits into your schedule and one that feels right. If you find yourself getting bored, you can try another technique. While doing this, you should trust yourself and be open with yourself too.</p>
<p>Meditation puts your mind in a state of rest. The body already knows how to mediate since it is able to shift from a state of rest to energize, integrate and tune itself. It has been found that meditating gives you more rest than when you are sleeping. It also heightens awareness of everyday life.</p>
<p><span style="text-decoration: underline;">Why should you meditate?</span></p>
<p>There are many reasons why people mediate. It helps to fulfill your very day needs. Other benefits include:</p>
<ul>
<li>Raises your mental, emotional and physical energies</li>
<li>Helps you discover who you are</li>
<li>Relieves stress levels and helps you relax and get rid of pain</li>
<li>Relieves headaches and migraines</li>
<li>Decreases panic attacks</li>
<li>Reduces blood lactate</li>
<li>Controls moods and behavior</li>
<li>Overcome depression</li>
<li>Stops weight gain</li>
<li>Improves the immune system</li>
<li>Gives better concentration</li>
</ul>
<p><span style="text-decoration: underline;">How long and what happens when you meditate</span></p>
<p>You should start off slowly and work up to what you think feels right for you. Ten to fifteen minutes should be long enough to start off every day and you should feel comfortable doing it.</p>
<p>When you meditate, you take distance from things like people, circumstances and emotions. The distance gives you a better view of life and yourself. When the body is relaxed, it releases waste and ends up cleansing it. This is the reason why meditation will always keep you looking younger. It also helps you from having extreme reactions to good and bad experiences.  Other things that happen include:</p>
<ul>
<li>Gives you a better sense of calmness</li>
<li>Your life becomes easier and more stress free</li>
<li>You understand problems faster</li>
<li>You have better compassion and understanding of other people</li>
<li>Reduces anger levels</li>
</ul>
<p>It should be noted that people react differently to meditation. Meditation helps you to understand things the way they are and makes it easy for you to understand and accept things in your life. The main goal is self-realization.</p>
<p>&nbsp;</p>
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		<title>Your rights on credit repair</title>
		<link>http://www.tirangatimes.com/your-rights-on-credit-repair/</link>
		<comments>http://www.tirangatimes.com/your-rights-on-credit-repair/#comments</comments>
		<pubDate>Mon, 14 May 2012 06:36:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.tirangatimes.com/?p=6</guid>
		<description><![CDATA[You do not have to live with a bad credit report or have large companies take advantage of you. You should be aware of the rights that protect you when it comes to repairing your credit report. Some of them &#8230; <a href="http://www.tirangatimes.com/your-rights-on-credit-repair/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>You do not have to live with a bad credit report or have large companies take advantage of you. You should be aware of the rights that protect you when it comes to repairing your credit report. Some of them include:</p>
<ol>
<li><strong>You have a right to see your credit report</strong> – Your credit report is maintained by the credit bureau and they should be able to make the report available to you on request. You should receive a free copy every year from the major bureaus which are Equifax, TransUnion and Experian</li>
<li><strong>You have the right to have errors removed for free</strong> – If you check your credit report and realize that some of the entries are not right; you can dispute them with the credit bureau. If you use a credit repair company to follow up on disputes, you will have to pay them for the services. If you dispute them yourself, you do not have to pay anything. If the company you have contacted does not remove the errors, you can contact the company that provided you with the information to sort out the problem</li>
<li><strong>You can repair your own credit</strong> – With very few companies who are able to fix repair credit, you do not necessarily have to use them. You can do it on your own. You can do everything that a credit repair can do  and this helps you save on the money that you so much need at this point</li>
<li><strong>You can get a free credit report if you are denied credit because of something that is contained in it</strong> – A creditor should send you a letter giving reasons as to why you were denied credit and give you instructions on how to go about ordering a credit report. You should not be charged for this but you only have up to 60 days to access the free credit report</li>
<li><strong>You have the right to give your side of the story</strong> – You can add a 100-word statement to explain why there is a negative item on your credit report. This for instance can be in a case of victim identity theft. Personal statements and comments cannot affect a credit score. If you would like to change the statement later, you can contact the credit bureau to have it removed</li>
</ol>
<p>If a company that is involved with your credit repair violates your rights, you can report them to the Federal Trade Commission and your state Attorney General. You also have a right to sue for actual and punitive damages.</p>
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